Financial planning

Throughout the year, housing associations are busy preparing financial reports, ranging from the multi-annual budget to the annual accounts and external reporting to the supervisors. Charting future cash flows and developments in property value are an essential part of this, because it's the basis for these financial reports. WALS is Ortec Finance's projection model that simulates cash flows and the value of real estate and loans. More than 280 (Dutch) housing associations rely on WALS to prepare their integral multi-annual budget.


WALS supports financial management. In this projection model for housing associations, cash flows and the valuation of assets and liabilities are simulated. This makes it possible to gain insight into housing association-wide financial indicators such as solvability, ICR, DSCR and Loan-to-Value.

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Treasury offers up-to-date insight into your current and expected liquidity position. It enables you also to manage your loans and derivative portfolio. Extensive reporting capabilities such as valuation reports, risk reports and free-fall schemes are at your disposal.

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Marcel Straatman
Senior Consultant
+31 10 700 56 98